Expert insight
November 21, 2023
In a two-part interview with personal finance influencer Jill Schlesinger on the podcast and national syndicated radio show Jill on Money, Vanguard’s global head of enterprise advice methodology, Joel Dickson, Ph.D., gives his take on a number of top-of-mind questions for investors about saving and retirement.
In the first podcast installment, Personal Finance with Vanguard Part One, Dickson covers:
In the second podcast installment, Personal Finance with Vanguard Part Two, Dickson discusses:
All investing is subject to risk, including possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Past performance is no guarantee of future results.
Withdrawals from a Roth IRA are tax free if you are over age 59½ and have held the account for at least five years; withdrawals taken prior to age 59½ or five years may be subject to ordinary income tax or a 10% federal penalty tax, or both. (A separate five-year period applies for each conversion and begins on the first day of the year in which the conversion contribution is made).
We recommend that you consult a tax or financial advisor about your individual situation.
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