Retirement saving

Positive signs in a challenging economy

February 22, 2023

2022 in perspective
A deeper dive into the data
Automatic enrollment adoption and default trends
The figure shows a graph. The x axis includes all the years from 2012 to 2022. The y axis starts at 0% and ends at 80%. The bars in the graph illustrate Automatic enrollment adoption (all plans) in green and Automatic enrollment adoption (1,000+ participants) in brown. The 10-year increase of each is shown in a shaded region on the 2022 bars.

Account balances

Contributions

3-year contribution changes
The figure shows a graph. The x axis has these labels: No change. Automatic increase. Increase. Decrease. To zero. The y axis starts at 0% and ends at 60%. The bars in the graph represent what percentages of plans made the changes described by the labels between 2019 and 2022. These are the numbers on the graph.

Allocations

Professionally managed allocations and portfolio construction

10-year trend of professionally managed allocations
The figure shows a graph. The x axis includes all the years from 2012 to 2022. The y axis starts at 0% and ends at 70%. The bars in the graph illustrate the increase in professionally managed allocations by year.

Exchanges

Access to plan assets

A continued need for financial well-being
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Contributor

Jeffrey W. Clark
Vanguard Information and Insights

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