Four timeless principles for investing success

Making investment decisions need not be filled with stress and noise. Vanguard offers four principles to guide the process: Setting clear and appropriate goals, keeping a balanced and diversified mix of investments, minimizing costs, and maintaining perspective and long-term discipline.

Income-driven financial planning may help reduce taxes

Investors looking to lower their taxes might start with threshold planning—learning about tax brackets and ways to accelerate or defer income to remain in a targeted tax bracket. It’s one technique Vanguard tax experts identify in a series on tax planning.

Highlighting the value of managed portfolios

Retirement plan participants are increasingly turning to target-date funds and managed account advice, according to Vanguard research into the savings behavior of nearly 5 million defined contribution plan participants. One result: Improved age-appropriate equity allocations.

Financial literacy and financial wellness: Like two peas in a pod

A national study shows that savers with more financial knowledge have a greater chance of achieving their monetary goals. Vanguard’s financial wellness guide walks savers through a series of small steps that can help along the journey.

• Vanguard’s Principles for Investing Success (32-page PDF, issued November 2023)
• Vanguard’s guide to financial wellness (52-page PDF, issued November 2022)
• How America Saves 2023 (115-page PDF, issued June 2023)
• Fundamentals of tax planning: Going beyond the basics (18-page PDF, issued August 2023)