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Portfolio considerations
March 16, 2022
New Vanguard research explores how investors are increasingly using passive funds to build active portfolios.
Financial wellness & planning
March 15, 2022
Not converting to a Roth because you expect to be in a lower tax bracket at retirement? An analysis using the break-even tax rate (BETR) finds that you may be missing out on tax advantages.
Economics & markets
March 10, 2022
Our scenarios-based approach to forecasting amid war in Ukraine acknowledges that we can’t predict the future.
Economics & markets
May 19, 2022
Chief Economist Joe Davis explains why market volatility and downturns happen and why they’re an integral part of investing.
Community stewardship
May 18, 2022
Vanguard’s annual All Cans on Deck drive supports hunger relief agencies in our communities and around the world.
Economics & markets
May 10, 2022
Vanguard experts discuss the Fed’s balance sheet reduction plan compared with previous quantitative tightening and potential implications.
Portfolio considerations
May 09, 2022
In this panel discussion hosted by Portfolio Management Research, Jim Rowley Jr., CFA, head of investor research in Vanguard Investment Strategy Group, offers his perspective on direct indexing.
Diversity, equity & inclusion
May 05, 2022
How is diversity, equity, and inclusion embedded in Vanguard’s culture? Vanguard Chief Diversity Officer Crystal Hardie Langston discusses that and more.
Portfolio considerations
May 03, 2022
In this panel discussion hosted by Portfolio Management Research, Jim Rowley Jr., CFA, head of investor research in Vanguard Investment Strategy Group, offers his perspective on how investors are using passive strategies for active exposures.
Economics & markets
April 29, 2022
Vanguard’s European chief economist, Jumana Saleheen, says central banks face a stiff test in trying to control inflation and ward off recession.
Portfolio considerations
April 28, 2022
In this panel discussion hosted by Portfolio Management Research, Jim Rowley, head of Investor Research in Vanguard Investment Strategy Group, offers his perspective on why the indexing/active decision is not a binary choice.
Economics & markets
April 26, 2022
We expect economic growth in 2022 to range from about 2.5% in the euro area to about 5.5% in emerging markets overall, though war in Ukraine raises uncertainty. Our return forecasts are muted, but there may be opportunities for investors willing to bear extra risk.
Behavioral research
April 22, 2022
Investors prefer some aspects of human advice over digital but perceive value in all advice services, a Vanguard survey finds. For these reasons, it is critical that they have access to a wide range of advice services.
Diversity, equity & inclusion
April 14, 2022
Vanguard was recently announced as a founding member, and the sole asset management company presence, of the Global Parity Alliance, a group dedicated to advancing DEI across multiple industries.
Retirement
April 12, 2022
This piece describes how understanding changes in volatility, stock-bond correlation, and inflation can affect a retirement withdrawal strategy. It draws from research set to publish in The Journal of Retirement later this year, “Sustainable Withdrawal Rates by Return Environment: A Time-Varying Bayesian Analysis”. Andy Clarke, CFA and Kevin Khang, PhD are featured throughout.
Economics & markets
April 07, 2022
A new analysis by Vanguard economist Adam Schickling suggests workers will continue to leave jobs of their own accord at a high rate through 2022, and that will likely keep wage growth elevated.
Investment stewardship
April 05, 2022
Vanguard’s investment stewardship efforts in 2021 include global advocacy, engagement, and voting activities.
Economics & markets
April 04, 2022
An inverted yield curve doesn’t necessarily foreshadow a recession, according to Vanguard’s Andrew Patterson and John Madziyire.
About us
March 09, 2022
Vanguard funds have had limited exposure to Russian securities and will adhere to sanctions against Russia.
Financial wellness & planning
March 09, 2022
Maria Bruno, head of U.S. wealth planning research at Vanguard, offers five suggestions for investors making IRA contributions during tax season. Maybe the most important tip? Contribute early.
Economics & markets
March 04, 2022
Vanguard CEO Tim Buckley and Nick Eisinger, co-head of emerging markets active fixed income, discuss the impact of the war in Ukraine on emerging markets and the associated risk. They also discuss the monetary policy outlook ahead of key meetings in the U.S. and Europe.
Economics & markets
March 04, 2022
Higher oil prices resulting from events in Ukraine are likely to trim economic growth and accelerate inflation to levels beyond what was previously expected.
Economics & markets
March 02, 2022
Events in Ukraine understandably test investors’ resolve. At such a time, it’s best to take emotions out of investing.
Investment stewardship
March 01, 2022
In this first of two Q&As, John Galloway, global head of Vanguard’s Investment Stewardship team, discusses corporate governance practices and how Vanguard addresses ESG risks that can affect long-term shareholder value in its equity funds.
Economics & markets
February 28, 2022
Markets have come under pressure amid heightened geopolitical risks. In times like these, often the best strategy is to stay focused on your goals and maintain your disciplined approach.
Economics & markets
February 16, 2022
Sara Devereux, head of Vanguard Fixed Income Group, discusses what to expect over the next few years based on a recent Fed announcement about raising rates.
Economics & markets
February 16, 2022
Vanguard Chief Investment Officer Greg Davis discusses recent developments in the global economy and our return expectations for the U.S. equity markets.
Economics & markets
January 25, 2022
Heightened volatility and market losses early in 2022 emphasize the value for investors of a long- term focus.
Economics & markets
January 20, 2022
With inflation at multidecade highs, the Federal Reserve appears prepared to raise its key interest rate target, perhaps as early as March. Vanguard economists Josh Hirt, Asawari Sathe, and Adam Schickling discuss the Fed’s considerations.
Economics & markets
January 20, 2022
Central banks will need to act decisively to rein in accelerating inflation, according to Joe Davis, Vanguard’s global chief economist. Long-term, that’s good for investors.
Economics & markets
January 06, 2022
Our 2022 Vanguard Economic and Market Outlook focuses on new sources of risk for the economy and financial markets, including stretched valuations for equity markets, rising interest rates, and an uncertain inflationary environment.
Economics & markets
December 03, 2021
Vanguard offers perspective on U.S. stock valuations, the next peak in the Federal Reserve’s target for short-term interest rates, the property sector in China, and the COVID-19 Omicron variant.
Retirement
November 23, 2021
Personalized, realistic projections of longevity and health care costs in retirement could provide a better foundation for planning than conservative assumptions.
Financial wellness & planning
November 16, 2021
A recently updated Vanguard research paper on paying for college discusses why it’s important for parents and students to plan strategically and understand how their spending decisions affect their broader financial situation.
Economics & markets
March 31, 2022
Higher real interest rates should cool, but not stop, the labor market and the greater economy. And they bring longer-term benefits.
Asset classes
March 29, 2022
There are times when small-cap equities outperform large-caps and vice versa, but they are not expected to do so in any meaningful way over the long term.
Portfolio considerations
March 28, 2022
New Vanguard research indicates that investors are frequently using non-total market index funds to build portfolios with active exposures, according to “How Investors Use Passive for Active,” a paper authored by Vanguard’s Jan-Carl Plagge, Haifeng Wang, and Jim Rowley. The paper was published in the The Journal of Beta Investment Strategies.
Economics & markets
March 24, 2022
Vanguard global chief economist outlines the current draw of international equities as well as their enduring role as a diversifier in a portfolio.
Asset classes
March 21, 2022
Vanguard global chief economist expects fixed income returns to be modest over the next decade but doesn’t see a bear bond market on the horizon.
Economics & markets
May 26, 2022
Learn about Vanguard’s investment philosophy and disciplined approach in a volatile market environment.
Financial wellness & planning
May 26, 2022
For many, the sticker price and net cost of college are vastly different numbers. What might your net cost be?
Behavioral research
June 08, 2022
In the rough start to 2022, the trading behavior of the vast majority of Vanguard clients indicates that they have stayed the course.
Portfolio considerations
June 08, 2022
With stocks and bonds well into negative territory, it’s tempting to call the traditional balanced portfolio dead. But we’ve been here before, says Roger Aliaga-Díaz, chief economist for the Americas and head of portfolio construction in Vanguard Investment Strategy Group.
Economics & markets
June 09, 2022
Vanguard has downgraded economic growth forecasts for the U.S. and China, but recession isn’t likely.
Economics & markets
June 09, 2022
A COVID-19 lockdown strategy that succeeded in the pandemic’s early days is likely to hold back China’s economy.
Diversity, equity & inclusion
June 09, 2022
Vanguard Chief Diversity Officer Crystal Hardie Langston gets to the bottom of a common misconception about DEI and who can contribute.
Economics & markets
June 15, 2022
With surging inflation, the euro area will be hiking interest rates into positive territory later this year. Vanguard updates its forecasts for this year and next.
Portfolio considerations
June 21, 2022
Vanguard Chief Investment Officer Greg Davis explains the key elements that set us apart—expertise, a disciplined approach, and a global presence.
Economics & markets
June 23, 2022
The era of ultra-low neutral rates may be coming to an end as some of the drivers behind it are lessening or even reversing.
Portfolio considerations
June 23, 2022
How are investors hedging against the surge in inflation? Our investment strategists looked at their usage of TIPS in 2021.
Portfolio considerations
June 28, 2022
A Vanguard study using natural language processing of biographical data for fund investment teams finds higher performance from teams with gender diversity.
Portfolio considerations
June 30, 2022
At best, you may marginally improve returns through market timing. At worst, you could drastically lower returns.
Behavioral research
July 06, 2022
One key strategy to boost retirement plan participant outcomes: offer an advice option like a target date fund. Here we discuss findings in Vanguard’s 2022 How America Saves report, along with key insights that can enhance plan design.
Diversity, equity & inclusion
July 08, 2022
Vanguard principal Jean Lu received an Ascend A-List Award for leading inclusivity opportunities for Asian professionals.
About us
July 11, 2022
After 25 years, Vanguard Managing Director Karin Risi is unwavering in her focus on clients and fulfilling Vanguard’s mission.
Economics & markets
July 13, 2022
Inflation is putting economies on the path to recession. In this short video, Vanguard’s global chief economist discusses how that could be avoided.
Economics & markets
July 21, 2022
In case you missed it: Vanguard recently shared its 2022 midyear economic and market outlook. In it, Vanguard’s global and regional chief economists discuss increased inflation, muted growth, and recessionary fears.
Behavioral research
July 26, 2022
How automatic retirement plan features can boost participant savings rates and enhance long-term outcomes.
About us
July 27, 2022
What’s at the center of Vanguard’s culture? Vanguard CHRO Lauren Valente explains who and what matter most.
Financial wellness & planning
August 01, 2022
How advisors can add alpha through services such as financial planning, discipline, and guidance.
About us
August 08, 2022
As Vanguard managing director Tom Rampulla advises, discipline is key to meeting your financial goals, especially during market volatility.
Behavioral research
August 10, 2022
Certain retirement plan provisions can help workers continue to save, even when they switch jobs.
Portfolio considerations
August 11, 2022
How Vanguard strategically builds portfolio asset allocation models based on goals, preferences, and beliefs: a customized solution that meets a wide range of investor needs.
Diversity, equity & inclusion
August 22, 2022
How can you drive a more inclusive environment? Vanguard chief diversity officer Crystal Hardie Langston shares some tips.
Economics & markets
August 18, 2022
As the geopolitical battle over Ukraine intensifies, Europe in particular is exposed to a potential energy crisis, but there would be implications for the global economy too.
Economics & markets
August 25, 2022
Three scenarios that the Fed could face in the coming months—a hard landing, stagflation, and a softish landing.
Economics & markets
August 29, 2022
A Vanguard analysis shows why lofty earnings expectations shouldn’t overly concern the U.S. equity market.
Economics & markets
August 30, 2022
When a recession occurs, we don’t know precisely when equity markets will recover. But equity prices have frequently started to recover before the end of the recession.
Economics & markets
September 06, 2022
Our global chief economist discusses the probabilities of a soft landing, hard landing, or stagflation.
Portfolio considerations
September 07, 2022
Thinking beyond market-capitalization-weighted portfolios to address complex investor preferences.
About us
September 09, 2022
Vanguard Personal Investor Managing Director Matt Benchener reveals the question he’s asked most from investors.
Economics & markets
September 12, 2022
Vanguard researchers home in on the US cycle of innovation and what current trends mean for future economic growth.
Economics & markets
September 14, 2022
Vanguard Chief Economist Joe Davis speaks with Barron’s Live about recent market and economic trends.
Diversity, equity & inclusion
September 16, 2022
Vanguard is honored as a 2022 Best Place to Work for Disability Inclusion.
Economics & markets
September 19, 2022
Vanguard Global Chief Economist Joe Davis discusses the drivers of how his team assembles its economic and market outlook.
Economics & markets
September 20, 2022
Vanguard active bond managers offer their risk-reward outlook for bond funds as inflation remains high and the Federal Reserve continues to raise interest rates.
Portfolio considerations
November 03, 2022
In a short video, Vanguard’s global head of portfolio construction contrasts time-varying and tactical asset allocation.
Financial wellness & planning
November 15, 2022
Vanguard research shows that inflation doesn’t affect optimal Social Security claiming strategies.
Portfolio considerations
November 08, 2022
Under what conditions do we give new funds the green light to join our lineup? Learn more from Vanguard Managing Director Karin Risi.
About us
November 02, 2022
Vanguard is assessing ways to provide individual investors the opportunity to participate more directly in the proxy voting process.
Portfolio considerations
November 01, 2022
Among the many rebalancing methods, we seek the one that is more risk-return-efficient and cost-effective than others.
Community stewardship
October 31, 2022
Vanguard crew around the world joined forces in early October for the 2022 Vanguard Gives Back campaign, under the theme of Stronger Together.
Portfolio considerations
October 28, 2022
A recently published Vanguard research paper shows that valuing or benchmarking advice recommendations against an investor’s current plan helps advisors prioritize those recommendations to employ the highest-value strategies.
Economics & markets
October 27, 2022
Our latest monthly survey of global economies has raised the inflation rate forecast for the U.S., while recession is likely for the euro area.
Financial wellness & planning
October 20, 2022
The traditional target-date fund might be too conservative for some retirees in poor health. Such investors might consider personalized advice.
Financial wellness & planning
October 19, 2022
Vanguard managing director John James describes how simple it can be to start saving for retirement, from taking advantage of the company match within an employer plan to considering a target-date fund.
Financial wellness & planning
October 18, 2022
Updated Vanguard research highlights three key steps to help people choose Medicare coverage options.
Economics & markets
October 17, 2022
Quickly rising global interest rates increase the prospect of dislocations in distinct market corners. Financial markets seek certainty that policymakers can lead the economy to a comfortable place.
Economics & markets
October 14, 2022
A Vanguard economist looks at factors underlying the current strength of the U.S. dollar against most currencies.
Behavioral research
October 10, 2022
Our latest bimonthly Investor Expectations Survey indicates that while pessimism among investors has eased somewhat, it remains at a high level.
Portfolio considerations
October 04, 2022
With interest rates going up and likely to stay elevated, what’s the implication for the balanced portfolio? Short-term pain but relief with brighter prospects, possibly by next year, says our head of portfolio construction.
About us
October 03, 2022
Vanguard managing director Tom Rampulla shares why he still works at the firm after 33 years.
Economics & markets
September 28, 2022
Inflation is becoming broad-based and recession is likely in Europe but not in the U.S., at least for 2022.
Economics & markets
September 26, 2022
With the litany of negative economic and market news, it’s tempting to stay on the sidelines. But, based on market history, Vanguard CIO Greg Davis says it’s better to stay in the game.
Financial wellness & planning
January 30, 2023
Our guide can help investors overcome struggles and develop long-term strategies to maintain financial wellness.
Economics & markets
January 19, 2023
Congress has until June to raise the debt limit, but what does it all mean for the government and for the investor?
About us
January 05, 2023
Matt Benchener, managing director for Vanguard Personal Investor, reflects on the biggest leadership lesson he’s learned.
Economics & markets
December 29, 2022
Catch up on selected Vanguard perspectives on the economy, financial markets, portfolio considerations, and more.
Portfolio considerations
December 22, 2022
Learn about the role of financial advice, how inflation and rising interest rates affect fixed income investors, and strategies for weathering stock market cycles.
Financial wellness & planning
December 20, 2022
What would Vanguard Chief Investment Officer Greg Davis share with his younger self about investing? Ignore the hot stock and focus on the importance of asset diversification.
Financial wellness & planning
December 16, 2022
Look back at Vanguard research on rebalancing, Roth IRA conversions, charitable giving, asset location, and tax-loss harvesting.
Economics & markets
December 15, 2022
In this short video, Vanguard’s global chief economist, Joe Davis, discusses what’s ahead for the economy in 2023.
Portfolio considerations
December 13, 2022
In a short video, Vanguard’s global head of portfolio construction discusses what’s needed to create a customized portfolio.
About us
December 07, 2022
Vanguard is providing an update about our engagement with the Net Zero Asset Managers initiative (NZAM).
Financial wellness & planning
December 06, 2022
What should investors know about financial advice? Tom Rampulla, managing director of Vanguard Financial Advisor Services, explains how a hands-off approach can keep you on track and isn’t that expensive.
Economics & markets
December 02, 2022
With the rise of commission-free ETF trading, it’s important to know how to tally the total cost of owning an ETF.
Portfolio considerations
December 01, 2022
Municipal bonds aren’t the only option for the fixed income portion of a tax-efficient portfolio. Taxable bonds can play a role too, according to new Vanguard research.
Financial wellness & planning
November 29, 2022
Planning a charitable gifting strategy? Here’s what to know about the complexity, tax consequences, and timeline—whether you’re donating cash, corporate stock, or an antique automobile.
Economics & markets
November 28, 2022
Our latest monthly survey of global economies has raised the inflation rate forecast for the U.S.
Behavioral research
November 22, 2022
Investors are feeling more pessimistic about the short-term outlook in financial markets and are having to tap their retirement savings for cash.
About us
November 21, 2022
Research, dialogue, and collaboration with a side of healthy debate sum up Vanguard Global Chief Economist Joe Davis’s regular schedule. Learn more about what goes into his day and what comes out of team discussions.
Economics & markets
February 14, 2023
China will likely see fairly robust growth in 2023, just enough to keep us out of a global recession.
Economics & markets
February 08, 2023
Despite collapsing natural-gas prices and resilient industrial activity, Europe’s energy crisis isn’t over yet.
Economics & markets
September 01, 2023
On August 25, 2023, Bloomberg published a wide-ranging conversation with Greg Davis, Vanguard’s chief investment officer.
Economics & markets
August 31, 2023
Vanguard economists predict fundamental changes in what has been the world’s economic engine.
Portfolio considerations
August 30, 2023
How one team of investors identifies small- and mid-cap growth standouts: A conversation with the managers of the Wellington sleeve of Vanguard Explorer Fund.
Economics & markets
August 24, 2023
There are signals—including some from our own retirement plan data—that show hiring is slowing.
Portfolio considerations
August 23, 2023
U.S. value stocks are poised to outperform U.S. growth stocks over the next ten years. Kevin DiCiurcio, head of the Vanguard Capital Markets Model® research team, explains why.
Financial wellness & planning
August 21, 2023
Investors have opportunities to reduce taxable income. Learn more about how tax analysis techniques can enable savings.
Economics & markets
August 17, 2023
Our global survey of economic conditions features a look at divergent expectations for the key U.S. interest rate.
Asset classes
August 09, 2023
Negative convexity has rejoined duration and credit as central considerations in active muni investing.
Portfolio considerations
August 07, 2023
Learning about ETF premiums and discounts can help you begin optimizing your ETF trading strategies.
Economics & markets
August 03, 2023
Is inflation finally tamed? Not likely unless we see a slowdown in “sticky” categories.
Economics & markets
August 02, 2023
For only the second time in history, the U.S. credit rating has been downgraded. We discuss the ramifications.
Portfolio considerations
August 01, 2023
How do we build target-date funds to help investors save for retirement? A conversation with Vanguard’s Roger Aliaga-Díaz and Michael Roach.
Economics & markets
July 31, 2023
In a Bloomberg podcast, Vanguard’s global chief economist discusses recession, inflation, and the labor market.
Asset classes
July 28, 2023
Vanguard experts discuss what recent rate hikes mean for fixed income returns over the long run.
Behavioral research
July 27, 2023
529 plan investors using a glide-path approach have less investment risk on average than self-directed investors.
Economics & markets
July 26, 2023
Vanguard active fixed income: The potential remains for equity-like returns in fixed income.
Portfolio considerations
July 25, 2023
Misconceptions abound about the 60/40 portfolio. We set the record straight on what it is and how to implement it.
Retirement
July 24, 2023
Automatic savings features have helped participants sock away more—sometimes significantly so—for retirement.
Community stewardship
July 21, 2023
We’re committed to serving our communities year-round were recently honored for Philadelphia-area civic impact.
Economics & markets
July 20, 2023
Our global economic survey features research suggesting that current interest rates may be less restrictive than policymakers believe.
Behavioral research
July 19, 2023
Investors were feeling more optimistic as stocks rebounded in June, according to the latest Vanguard Investor Expectations Survey.
Portfolio considerations
July 13, 2023
We demonstrate how quickly the expense ratio tops the bid-ask spread as the driver of the total cost of owning an ETF.
Economics & markets
July 11, 2023
Here’s a sampling of our latest economic and market research and insights to add to your summer reading list.
Portfolio considerations
July 06, 2023
Higher inflation can mean higher return correlation. But that doesn’t offset the benefits of balanced investing.
Portfolio considerations
July 05, 2023
By recognizing the imbalances that can occur in the opening auction, investors can enhance their trading experience.
Community stewardship
June 29, 2023
Our head of community stewardship discusses volunteerism and philanthropy at Vanguard.
Portfolio considerations
June 28, 2023
Where are current global value opportunities? A video conversation with Pzena CEO and portfolio manager Caroline Cai.
Financial wellness & planning
June 27, 2023
Our research outlines practical steps for investors to balance their financial needs with investment goals.
Asset classes
June 26, 2023
Vanguard’s chief investment officer gives his take on how to navigate the current interest rate environment.
Economics & markets
June 26, 2023
Interest rates may rise further, and economic growth may slow. Expected market returns have mostly edged lower since year-end.
Economics & markets
June 22, 2023
Key supports for the U.S. housing market: an undersupply of homes, supportive demographics, and borrower fundamentals.
Portfolio considerations
June 21, 2023
Pzena CEO and portfolio manager Caroline Cai chats about her team’s process and philosophy in this video conversation.
Economics & markets
June 20, 2023
Our global survey of economic conditions features a look at divergent expectations for the key U.S. interest rate.
Behavioral research
June 16, 2023
Breaking down the findings of a recent Vanguard survey on saving for college.
Economics & markets
June 15, 2023
Key supports for the U.S. housing market: an undersupply of homes, demographics, and borrower fundamentals.
Portfolio considerations
June 14, 2023
Pzena CEO and portfolio manager Caroline Cai chats about her firm’s deep value process and philosophy in this video conversation.
Portfolio considerations
June 12, 2023
Our head of portfolio construction addresses the ongoing 60/40 debate in InvestmentNews.
Economics & markets
June 08, 2023
Key supports for U.S. housing market: an undersupply of homes, supportive demographics and borrower fundamentals.
Economics & markets
June 07, 2023
The markets anticipate the Fed cutting rates, but not this year say our economists and machine learning model.
Portfolio considerations
June 06, 2023
Vanguard’s Kevin Khang and Matt Jiannino discuss optimal rebalancing strategies for factor portfolios.
Economics & markets
June 05, 2023
An agreement on the debt ceiling has been signed into law. How should investors respond?
Economics & markets
May 31, 2023
In this 2-minute video, we review how financial markets reacted to past standoffs over raising the U.S. debt limit.
Portfolio considerations
May 31, 2023
A Q&A on the muni market and ETFs with Vanguard senior portfolio manager Stephen McFee.
Economics & markets
May 30, 2023
Lawmakers have reached a bipartisan agreement to raise the debt ceiling. How should investors respond?
Economics & markets
May 30, 2023
In a guest column for Barron’s, Vanguard’s global chief economist contends that the Fed’s inflation fight is far from over.
Economics & markets
May 27, 2023
Vanguard CIO Greg Davis describes the potential paths ahead, including the likelihood of a positive outcome.
Behavioral research
May 26, 2023
In the wake of U.S. regional bank failures, investors’ optimism ticked down and hiring slowed.
Economics & markets
May 24, 2023
In this audiocast, Greg Davis and Sara Devereux discuss the ramifications of a debt default and the precautions we’ve taken.
Economics & markets
May 23, 2023
Learn Vanguard’s views on how investors should respond to the debt ceiling talks in Washington.
Financial wellness & planning
May 22, 2023
We test our framework for where to invest assets intended for a child’s future college education.
Economics & markets
May 18, 2023
Our global survey of economic conditions features a look at divergent expectations for the key U.S. interest rate.
Economics & markets
May 17, 2023
Get Vanguard’s perspective on how we’re responding to the debt ceiling debate and what investors should know.
Financial wellness & planning
May 09, 2023
High-income super savers will benefit from new provisions around RMDs, 529 plans, and more.
About us
May 08, 2023
Three senior leaders share how persistence, work ethic, and mentorship shape their roles and advance gender equity.
Asset classes
May 05, 2023
U.S. stock outperformance over the last decade has likely sown the seeds for their underperformance over the coming one.
Economics & markets
May 04, 2023
Fresh central bank rate hikes highlight the disconnect between hawkish policymakers and investors who’ve been expecting rate cuts in 2023.
Portfolio considerations
May 03, 2023
Having a credit tilt in the bond portion of a portfolio can enhance long-term returns.
Financial wellness & planning
May 02, 2023
Those on the road to retirement (or already there) may benefit from one or more of the changes in SECURE 2.0.
Financial wellness & planning
April 25, 2023
New provisions can help young savers who are saving for retirement and also trying to meet nearer-term goals.
Economics & markets
April 21, 2023
We continue to expect mild recessions and generally rising central bank policy rates in major developed economies.
Economics & markets
April 13, 2023
History shows why investors shouldn’t overreact to market volatility.
Financial wellness & planning
April 11, 2023
April is Financial Literacy Month and a great time to review ways investors can access financial planning and wellness tools.
Economics & markets
April 10, 2023
In context, recent tech sector layoffs are limited in scope and not likely to spill over to the broader economy.
Financial wellness & planning
April 06, 2023
April is Financial Literacy Month. More money know-how increases the likelihood of reaching financial goals.
Economics & markets
April 03, 2023
Look for consumer spending to play a pivotal role in the U.S. economy in the year ahead.
Portfolio considerations
March 22, 2023
In this excerpt from a January 10, 2023, webcast, Vanguard’s CEO talks about a bellwether asset mix.
Economics & markets
March 21, 2023
Joe Davis, Vanguard’s global chief economist, discusses the trade-offs facing the Fed in its efforts to achieve price stability.
Economics & markets
March 16, 2023
Market volatility may come and go in the months ahead, so it’s important for investors to stay focused on what they can control, like maintaining balance and diversification in their portfolios.
Retirement
March 16, 2023
Retiring and relocating typically unlocks $100,000 in home equity for retirement, Vanguard research finds.
Financial wellness & planning
March 08, 2023
In this January 10, 2023, webcast excerpt, Vanguard’s CEO advises nervous investors to control what they can.
Portfolio considerations
March 06, 2023
The past year was brutal for the 60/40 portfolio. But it helps to maintain perspective, looking back and forward.
Economics & markets
February 28, 2023
Our base case remains a shallow recession in late 2023, but the odds of a “later landing” have increased.
Economics & markets
February 21, 2023
Recessions likely have begun in the United Kingdom and euro area, and a mild U.S. recession this year remains likely.
Economics & markets
February 17, 2023
Senior portfolio manager Jim D’Arcy discusses the outlook for municipal bonds on the podcast Barron’s Live.
Portfolio considerations
February 16, 2023
Research considers how to measure inflation based on investors' specific circumstances and how to hedge against it.
Retirement
September 05, 2023
Managed portfolios help support participant financial well-being and enhance investor outcomes.
About us
July 12, 2023
Discover highlights of Vanguard’s leadership and innovations on behalf of investors over the years.
Portfolio considerations
January 17, 2024
Following an extended period of relatively low interest rates, Vanguard examines the benefits of investing in private equity amid rising interest rates.
Portfolio considerations
October 23, 2023
Vanguard examines the diversification benefits and expanded equity market coverage that the inclusion of private equity in a portfolio can provide investors.
Economics & markets
March 22, 2024
Our global survey of economic conditions features a look at the U.S. economy’s continued vigor.
Financial wellness & planning
March 20, 2024
Five financial planning strategies that investors can use throughout the year to lower their tax bill.
Economics & markets
March 19, 2024
Consumer demand has been resilient and can continue to sustain the economy in the year ahead.
Financial wellness & planning
March 14, 2024
Tax costs can be controlled in many instances. Investors just need to know how.
Retirement
March 13, 2024
Vanguard’s Fiona Greig explores four big ideas with the potential to increase participant outcomes in retirement.
Economics & markets
March 12, 2024
Our updated economic forecasts anticipate stronger growth and a sturdy labor market.
Behavioral research
March 11, 2024
A semiannual review of fund industry cash flows finds below-average year-end levels of investors’ risk appetite.
Asset classes
March 07, 2024
Which ETF costs matter most? It depends on an investor’s portfolio construction goals, time frame, and trade size.
Portfolio considerations
March 06, 2024
Vanguard’s CEO and CIO discuss potential effects of our similar return expectations for equity and bond performance.
Economics & markets
March 05, 2024
Vanguard offers insights on how investors should respond to a government shutdown.
Economics & markets
March 04, 2024
There’s a danger of history repeating itself if the Fed starts cutting interest rates too early.
Portfolio considerations
March 01, 2024
Q&A with Vanguard’s Justin Schwartz: An indexer reaches for tax-equivalent yield.
About us
February 29, 2024
Vanguard announced Tim Buckley will retire from his role as Chairman and Chief Executive Officer by year-end 2024. Vanguard also announced that Chief Investment Officer, Greg Davis, has been appointed to the role of President of the firm.
Financial wellness & planning
February 29, 2024
Paired with our low-cost funds, advice can be an impactful tool for achieving financial goals, according to Vanguard’s CEO.
Economics & markets
February 27, 2024
Investors may be too complacent about the impact of higher rates on valuations.
Economics & markets
February 23, 2024
Vanguard’s CEO and CIO explain how higher interest rates can be a motivator for bond investors.
Asset classes
February 22, 2024
Emerging markets bonds are positioned to outperform much of the rest of the fixed income market in 2024.
Economics & markets
February 16, 2024
Our global survey of economic conditions features the enduring strength of the U.S. consumer.
Financial wellness & planning
February 14, 2024
The start of the year is a great opportunity to get aligned with Vanguard’s four timeless principles for investing success.
Asset classes
February 08, 2024
Vanguard’s most recent AFI launch highlights the value of Vanguard ownership.
Financial wellness & planning
February 06, 2024
The lasting impact of a father’s disciplined investing on his family and the steps to make such discipline easier.
Economics & markets
February 02, 2024
Although yields have fallen sharply, fixed income investors should feel comfortable about the path forward.
Economics & markets
February 01, 2024
Wellington CEO Jean Hynes discusses how her company’s strengths help foster an effective partnership with Vanguard.
Economics & markets
January 29, 2024
Hirings continued to soften, according to Vanguard retirement data and the latest JOLTS survey.
Financial wellness & planning
January 25, 2024
Money is a stressor for many Americans. These tips can reduce the strain this Financial Wellness Month and beyond.
Asset classes
January 24, 2024
Vanguard leaders explain why we’re not offering bitcoin ETFs or other crypto products on our brokerage platform.
Behavioral research
January 23, 2024
Investors were feeling more optimistic as stock return expectations rose in December, according to the latest Vanguard Investor Expectations Survey.
Economics & markets
January 19, 2024
Our global survey of economic conditions features the implications of shipping disruptions for inflation rates.
Economics & markets
January 16, 2024
In a podcast appearance, Vanguard’s chief economist for the Asia-Pacific discusses investment conditions and the long-term outlook.
Financial wellness & planning
January 11, 2024
Revisit Vanguard research and commentary on financial wellness and time-tested approaches to investing.
Retirement
January 10, 2024
A year after the act took effect, here’s our roundup of what’s changing this year and what’s coming soon.
Economics & markets
January 09, 2024
A new, proprietary Vanguard index suggests the dollar is overvalued and will depreciate modestly in the coming years.
Economics & markets
January 04, 2024
In a podcast appearance, Vanguard’s global chief economist discusses investment conditions and the long-term outlook.
Portfolio considerations
January 03, 2024
Cutting through the noise to find the next big thing: A Q&A with Baillie Gifford’s Tom Coutts and Lawrence Burns.
Portfolio considerations
December 28, 2023
Look back at Vanguard research on the 60/40 portfolio, rising yields, securities lending, and more.
Portfolio considerations
December 27, 2023
In 2023 interviews, portfolio managers describe their approaches and what makes a difference for investors.
Economics & markets
December 21, 2023
Our global survey of economic conditions shows how more Americans postponing retirement is helping the Fed rein in inflation.
Portfolio considerations
December 20, 2023
In a 4-minute video, Sara Devereux discusses the advantages low costs give active bond managers in the new environment.
Financial wellness & planning
December 19, 2023
Vanguard’s Julie Virta shared five simple tax tips for new year planning with readers of Kiplinger.
Economics & markets
December 14, 2023
Three Vanguard senior economists discuss interest rates, inflation, the labor market, and the broader U.S. economy.
Financial wellness & planning
December 13, 2023
Even when tested by fear and uncertainty, Vanguard’s Jon Cleborne says, investors should be mindful of these key ideas.
Economics & markets
December 12, 2023
This short video discusses why interest rates are returning to historical norms, benefiting savers and investors.
Portfolio considerations
December 07, 2023
As ETF use accelerates, it’s important for investors to use sound trading practices, especially for large trades.
Portfolio considerations
December 06, 2023
Vanguard celebrates 20 years of Vanguard Target Retirement Funds with plan sponsors and as a leading provider of TDFs.
About us
December 05, 2023
Vanguard will expand our proxy voting choice programs to two additional funds in early 2024.
Financial wellness & planning
December 05, 2023
What are asset managers missing? According to our analysis, it’s what should be step one in the process.
Financial wellness & planning
November 30, 2023
Investing success can mean different things to different investors. Determining what success means is essential to understanding what path to take.
Portfolio considerations
November 28, 2023
Factor-based investing can take on different characteristics depending on the approach chosen.
Portfolio considerations
November 27, 2023
Valuation-aware, time-varying asset allocations can help investors reach their return targets.
Retirement
November 21, 2023
In a two-part podcast appearance, Vanguard’s head of advice methodology gives his take on savings and retirement.
Economics & markets
November 20, 2023
An era of higher interest rates will also be an era of sound money. Read more of Vanguard’s 2024 views in this summary.
Asset classes
November 17, 2023
Learn why the current fixed income environment is a positive for long-term retirement investors.
Economics & markets
November 16, 2023
Our global survey of economic conditions features the interest rate targets of developed-market central banks.
Asset classes
November 15, 2023
Global head of Vanguard’s Fixed Income Group sees “tremendous value” in bonds right now.
Portfolio considerations
November 14, 2023
Managers from Hotchkis & Wiley discuss their process of finding undervalued stocks for long-term growth.
Community stewardship
November 10, 2023
A mobile preschool funded by Vanguard Strong Start for Kids supports in-home childcare providers and children.
Behavioral research
November 09, 2023
Investors were feeling more pessimistic as stock return expectations dipped in October, according to the latest Vanguard Investor Expectations Survey.
Portfolio considerations
November 08, 2023
How does value manager David Palmer identify the future potential of a stock, particularly during times of weakness?
Asset classes
November 07, 2023
Default risk has consistently been a key performance differentiator in actively managed bond funds.
Economics & markets
November 02, 2023
In these CNBC videos, Vanguard leaders offer their perspectives on interest rates, the markets, and investor sentiment.
Asset classes
October 31, 2023
Commercial real estate is under stress because of higher interest rates and remote work. Should investors be worried?
Economics & markets
October 30, 2023
The labor market remains robust, but hiring is continuing to soften, according to Vanguard retirement data.
Portfolio considerations
October 26, 2023
At Vanguard, all net revenues from securities lending are returned to fund shareholders. Learn more in this Q&A.
Economics & markets
October 25, 2023
With real yields at 15-year highs, bonds today can offer more significant value in total returns to a portfolio.
Retirement
October 24, 2023
Vanguard’s Fiona Greig offers her perspective on increasing retirement security in the U.S.
Economics & markets
October 20, 2023
Our global survey of economic conditions features a look at a key impact of European Central Bank tightening.
Retirement
October 18, 2023
Higher savings rates and asset allocation are two keys to improving retirement readiness.
Portfolio considerations
October 17, 2023
Our research defies conventional wisdom on the asset location of equity subclasses to optimize after-tax returns.
Retirement
October 16, 2023
Learn more about the current state of retirement readiness in the U.S.
Economics & markets
October 12, 2023
Watch a recorded Q&A with Vanguard economists on the drivers behind our global market outlook.
Economics & markets
October 06, 2023
Vanguard’s chief investment officer spoke with Barron’s on October 2 about Federal Reserve policy, the state of the markets, and active investment management.
Portfolio considerations
October 05, 2023
How people-to-people partnerships create value for international index investors: A Q&A with Vanguard’s Christine Franquin.
Retirement
September 28, 2023
Access to cash increases the likelihood that participants will maintain retirement plan assets.
Economics & markets
September 27, 2023
There are signals, including some from our own retirement-plan data, that show hiring continued slowing in August.
Economics & markets
September 21, 2023
Interest rate hikes may be winding down in developed markets, but rates may stay high longer than expected, according to Vanguard economists.
Economics & markets
September 20, 2023
Often overlooked, tracking error can potentially be a greater cost than expenses in index funds and ETFs.
Financial wellness & planning
September 19, 2023
An account with tax-deferred investment growth, employer contributions, and tax-free qualified withdrawals? An HSA can do all that.
Economics & markets
September 18, 2023
Register to attend a live, online Q&A with Vanguard economists on October 4 at 10 a.m., Eastern time.
Economics & markets
September 14, 2023
Our global survey of economic conditions features a look at a divergence between U.S. fiscal and monetary policies.
Behavioral research
September 13, 2023
Investors remained upbeat about the outlook for stocks and the economy and our Fear and Doubt Index eased.
Policy & regulatory
September 11, 2023
Vanguard has developed four principles to help policymakers consider tradeoffs when designing Baby Bonds programs.
Economics & markets
September 08, 2023
Looking for new ideas? You might find some in books recommended by our chief investment officer and three of his colleagues.
Portfolio considerations
September 06, 2023
New Vanguard research considers how to navigate the current environment following recent Fed rate hikes.
Economics & markets
March 26, 2024
Greg Davis examines the role that asset classes play in a portfolio in today’s market environment.
Portfolio considerations
November 01, 2023
Vanguard believes the investment case for private equity is strong and provides suitable investors the potential for excess returns and increased portfolio diversification. Vanguard’s mission is to broaden access to private equity strategies that were previously reserved for the largest asset pools.
Economics & markets
August 22, 2024
Investments in AI are unlikely to ward off a near-term U.S. economic slowdown or justify rich stock valuations.
Economics & markets
August 19, 2024
Bonds are back, but the prospect of falling rates isn’t the only reason—yield income is higher, too.
Economics & markets
August 14, 2024
ETF options usage rises, and active ETF costs fall. Our experts examine these ETF industry trends and more.
Portfolio considerations
August 09, 2024
Read Vanguard's 2024 outlook on the private equity market, including our latest forecasts and perspectives.
Behavioral research
August 08, 2024
A semiannual review of fund industry cash flows finds increased levels of investors’ risk appetite.
Economics & markets
July 25, 2024
Hiring has moderated in recent months, which aligns with employment reports, suggesting a slower summer hiring season.
Economics & markets
July 24, 2024
We may be approaching a turning point in the economic cycle, historically a good environment for higher-quality bonds.
Behavioral research
July 23, 2024
Investing the cash sitting in IRAs could help put millions of Americans on a better path to retirement.
Economics & markets
July 18, 2024
We survey the global economy and review a potential—and likely false—recession signal.
Economics & markets
July 17, 2024
A rising unemployment rate may not be truly indicative of the labor market.
Financial wellness & planning
July 16, 2024
Vanguard research considers the key factors for success in a tax-loss harvesting-strategy.
Economics & markets
July 11, 2024
Shelter inflation and underlying labor momentum will keep the Fed cautious ahead.
Financial wellness & planning
July 10, 2024
Vanguard research explores whether investors can build additional wealth by using 529 plans for K–12 tuition.
Portfolio considerations
July 09, 2024
High-flying stocks command investors’ attention. Do they affect market returns as much as the worst performers?
Economics & markets
June 25, 2024
In a 4-minute video, our chief economist contends that transformative technologies aid our health, happiness, and progress.
Economics & markets
June 25, 2024
Predictions for soft landings and hard landings were off for 2024. Time to consider a delayed landing in 2025.
Economics & markets
June 25, 2024
In a 2-minute video, our chief economist considers the chance that artificial intelligence will transform lives.
Economics & markets
June 25, 2024
Our experts discuss the ramifications of central banks diverging in their monetary policy this year.
Portfolio considerations
June 20, 2024
A leader in Vanguard Fixed Income Group discusses opportunities in an expanding emerging markets debt arena.
Economics & markets
June 18, 2024
Here’s why slowing globalization is unlikely to lead to worrying inflation, particularly in the U.S.
Retirement
June 17, 2024
The retirement savings gap has narrowed, but most baby boomers still face shortfalls.
Economics & markets
June 12, 2024
Bill Coleman and his team seek “the best possible experience” for ETF investors.
Portfolio considerations
June 11, 2024
Our research quantifies the value of securities lending for the industry and at Vanguard.
Retirement
June 10, 2024
Our research looks at hybrid annuity TDFs—their investment merit and the potential challenges that come with them.
Retirement
June 05, 2024
A new Vanguard research paper evaluates the match formulas of more than 1,300 employer-sponsored retirement plans.
Portfolio considerations
June 04, 2024
Vanguard makes the case for the benefits of a fund of funds structure for suitable individual investors to access the private equity markets.
Economics & markets
June 04, 2024
ETF inflows and market returns rose amid shifting perceptions of when the Fed might start easing credit costs.
Financial wellness & planning
May 29, 2024
To celebrate 529 Day, we feature some of our best perspectives to help investors tackle college expenses.
Economics & markets
May 28, 2024
Workers of all ages are seeing a rise in hiring, but it’s really just lower-income workers who are driving the increase.
Asset classes
May 22, 2024
Allocating to TIPS requires skill as it’s difficult to predict the path of inflation and interest rates.
Economics & markets
May 16, 2024
We survey the global economy and preview our forthcoming research into artificial intelligence and demographic forces.
Retirement
May 15, 2024
There’s a gap between the median IRA balances of women and men, according to our research.
Portfolio considerations
May 14, 2024
Avoiding investor biases can help both novice and seasoned investors achieve their goals.
Behavioral research
May 09, 2024
Investors remain confident about short- and long-term stock return expectations, according to the latest Vanguard Investor Expectations Survey.
Economics & markets
May 08, 2024
The Fed could have limited room to cut rates and may need to remain on hold until the end of the year.
Asset classes
May 07, 2024
A look at opportunities in the muni bond market for active managers to deliver better-than-market returns.
Portfolio considerations
May 02, 2024
Vanguard’s James J. Rowley, Jr., CFA, analyzes the impact of market environment on active performance.
Asset classes
May 01, 2024
ETFs have exploded in growth, and within the ETF ecosystem, the exchanges play a vital role that goes beyond being a listing venue. Three major U.S. exchanges provide insights on their roles and the future of ETFs.
Portfolio considerations
April 30, 2024
Portfolio managers from our Quantitative Equity Group explain their use of machine learning. Interpretability is key.
Economics & markets
April 25, 2024
The economic future is unlikely to look like the recent past. Artificial intelligence or demographics will drive change.
Economics & markets
April 24, 2024
The Fed and the ECB may be taking very different paths in their monetary policies, impacting inflation and portfolios.
Economics & markets
April 18, 2024
Our global survey of economic conditions features the role of shelter and services in U.S. inflation rates.
Asset classes
April 16, 2024
Our framework for cash investing takes into account risk tolerance, investment horizon, and funding levels.
About us
April 11, 2024
AI is enhancing our ability to serve clients, and we’re just getting started. More from our CEO and CIO.
Behavioral research
April 10, 2024
Vanguard experts say effective financial advice and investment products have shrunk an investor “behavior gap.”
Economics & markets
April 04, 2024
Vanguard economists weigh in on why the dollar is the global reserve standard and the likelihood of an alternative emerging.
Portfolio considerations
April 03, 2024
Aurélie Denis discusses Vanguard’s approach to managing target-date funds and differences from our competitors.
About us
April 02, 2024
There’s more to Vanguard than index funds. Our global head of fixed income explains our active fixed income methodology.
Economics & markets
March 27, 2024
Demand for lower-income workers has supported strong inflation-adjusted wage growth.
Economics & markets
September 19, 2024
Watch a 2-minute video featuring Vanguard’s global chief economist and head of fixed income credit.
Investment stewardship
September 17, 2024
This article provides information about the Vanguard Investor Choice pilot program and updates since its launch.
Economics & markets
September 16, 2024
Vanguard’s Jumana Saleheen explains why bonds now stand to offer greater value than equities in a portfolio.
Financial wellness & planning
September 12, 2024
What’s the strategy with the lowest tax liability when making withdrawals from an inherited IRA?
Financial wellness & planning
September 11, 2024
Investors can employ diversification strategies beyond just asset allocation. Think about taxes and longevity risk, too.
Behavioral research
September 05, 2024
IRA cash is a billion-dollar blind spot. Our recent survey of rollover IRA investors examines some of the reasons why.
About us
September 03, 2024
Our proven approach is focused on safeguarding and promoting investors' long-term financial returns.
Portfolio considerations
August 27, 2024
New research provides a foundational framework for considering index and active fund investing.
Financial wellness & planning
July 30, 2024
401(k) savers are saving more than ever before, thanks in large part to plan design improvements over the past 20 years.
Portfolio considerations
October 15, 2024
Vanguard examines the benefits of maintaining a consistent commitment strategy to fully capture the increased return potential and diversification benefits of private equity.
Economics & markets
October 30, 2024
With the global interest rate-cutting cycle underway, our view is that a soft landing looks more and more likely.
Retirement
October 24, 2024
How plan sponsors and consultants can use our How America Saves report to enhance participant retirement readiness.
Asset classes
October 23, 2024
A look at how capital gains generated by mutual funds and ETFs are taxed.
Portfolio considerations
October 22, 2024
After losses in 2022, returns for the 60/40 portfolio are again positive, reaffirming this allocation’s benefits.
Economics & markets
October 17, 2024
We survey the global economy and highlight a sign of healthy balance in the U.S. labor market.
Retirement
October 16, 2024
Vanguard’s Fiona Greig discusses why saving and investing shouldn’t pause because of a job change.
Economics & markets
October 10, 2024
Expect to hear more about r-star, or the neutral rate of interest, as the Fed recalibrates its monetary policy.
Portfolio considerations
October 08, 2024
Global credit markets can offer enhanced yield, often without an increase to credit or duration risk.
Economics & markets
October 03, 2024
After decades of stagnant economic and market growth, Japan may finally be on the path of a sustainable rebound.
Economics & markets
October 01, 2024
Our research shows that changes in interest rates may alter the risk profiles of bond funds. Now might be the time for a checkup.
Economics & markets
September 25, 2024
Large employers are hiring at the slowest pace since June 2020, indicating a cooling in the broader labor market.
Behavioral research
September 23, 2024
Investors’ high spirits about short- and long-term returns aren’t budging, per the latest Investor Expectations Survey.
Economics & markets
September 20, 2024
We survey the global economy and highlight two history lessons for Chinese policymakers facing deflation risk.
Note: All investing is subject to risk, including the possible loss of the money you invest.
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