Financial wellness and planning

Considering the universe of financial choice

April 12, 2023

Ryan Barrows

Ryan Barrows

Vanguard Head of Registered Investment Advisors

In episode 1 in this series on the importance of financial advice for investors, listen as experts from Vanguard and elsewhere in industry give their perspectives on the importance of distinguishing between saving and long-term wealth-building when planning for a secure retirement.

The episode also looks at the deep impact of the COVID-19 pandemic on how people feel about their finances and about receiving investment advice. These experts also highlight a profound shift in attitudes toward work and saving that is driving the investment decisions of young Americans.

This audiocast series of three 20-minute episodes highlights insights from Vanguard and other financial experts and details results of the recent Economist Impact survey of 1,200 American investors.

"No one ever says, 'How could a doctor help?' You shouldn't feel bad about needing help with your finances" says Ryan Barrows, principal, head of registered investment advisors, Vanguard Financial Advisor Services. 

Listen to episode 1

00:00 / 00:00
Audiocast transcript

Podcast sources:

  • “Americans Can’t Get Enough of the Stock Market.” The Wall Street Journal, May 2, 2021.
  • The New American Investor: Finding Confidence in Their Financial Future. Economist Impact, The Economist Group, May 2022.
  • A Visual Depiction of the Shift from Defined Benefit (DB) to Defined Contribution (DC) Pension Plans in the Private Sector, Congressional Research Service, December 27, 2021.
  • The New Map of Life: A Report from the Stanford Center on Longevity, Stanford University, April 2022.
  • "Choice Proliferation, Simplicity Seeking, and Asset Allocation," Sheena S. Iyengar and Emir Kamenica, Journal of Public Economics, August 2010.
Related links:

Notes:

All investing is subject to risk, including the possible loss of the money you invest.

Diversification does not ensure a profit or protect against a loss.

Vanguard’s advice services are provided by Vanguard Advisers, Inc. (“VAI”), a registered investment advisor, or by Vanguard National Trust Company (“VNTC”), a federally chartered, limited-purpose trust company.

This information is for general guidance only and does not take into consideration your personal circumstances or other factors that may be important in making investment decisions. We recommend that you consult a financial or tax advisor about your individual situation before investing.

Vanguard podcasts, producted by Economic Impact, originally appeared in June 2022 as “The expanding universe of choice."

Vanguard Information and Insights

Get Vanguard news, insights, and timely analysis on the market, delivered straight to your inbox.

Read our online privacy notice to learn about how we keep personal information private.

* Indicates a required field

Vanguard Information and Insights

Thank you for subscribing to Financial wellness & planning.

You'll be notified when new content is published, but will only ever receive one email a day from Vanguard Insights.

You’re already a subscriber, thank you! What would you like to do next?
Vanguard logo

Vanguard is the trusted name in investing. Since our founding in 1975, we've put investors first.

Learn more