Expert perspective

20 years of learning how Americans save

June 29, 2021

John James, Managing director of Vanguard Institutional Investor Group

Managing director of Vanguard Institutional Investor Group

Progress, trends, opportunities

A few data points that stood out for me:

More than saving for retirement

1 U.S. Department of Labor, Private Pension Plan Bulletin Historical Tables and Graphs, January 2021; and Investment Company Institute, Quarterly Retirement Market Data, Fourth Quarter 2020, March 2021.

Turning insights to action

2 Cynthia A. Pagliaro, 2018. The Value of Managed Account Advice. Vanguard research,

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