Expert insight

Selecting an optimal glide path for Target Retirement Funds

August 04, 2022


Meet the experts

Nathan C. Zahm, CFA, FSA
The illustration displays seven input variables (risk tolerance, retirement age, life expectancy, withdrawal rate, savings rate, guaranteed income, and the Vanguard Capital Markets Model market return projections) that lead into the Vanguard Life-Cycle Model. The Vanguard Life-Cycle Model evaluates the existing glide path against thousands of simulated glide paths. The combination of inputs and selected Vanguard Life-Cycle Model inform the optimal retirement glide path.
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