Research summary

Why a lump-sum strategy makes sense for most investors

March 15, 2023

Three circles compare the historical relative performance of lump-sum investing, cost averaging, and cash. Lump-sum outperforms cost averaging 68% of the time, cost averaging outperforms cash 69% of the time, and lump-sum outperforms cash 70% of the time.


Megan Finlay
Josef Zorn
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