Our timely insights and research can help investors at any stage in their financial lives.
Financial wellness & planning
November 08, 2022
A new Vanguard research paper outlines an approach to determining life insurance needs that could save thousands of dollars while minimizing the chances that coverage falls short of those needs.
Financial wellness & planning
August 01, 2022
How advisors can add alpha through services such as financial planning, discipline, and guidance.
Financial wellness & planning
October 18, 2022
Updated Vanguard research highlights three key steps to help people choose Medicare coverage options.
Financial wellness & planning
October 19, 2022
Vanguard managing director John James describes how simple it can be to start saving for retirement, from taking advantage of the company match within an employer plan to considering a target-date fund.
Financial wellness & planning
October 20, 2022
The traditional target-date fund might be too conservative for some retirees in poor health. Such investors might consider personalized advice.
Financial wellness & planning
November 15, 2022
Vanguard research shows that inflation doesn’t affect optimal Social Security claiming strategies.
Financial wellness & planning
November 29, 2022
Planning a charitable gifting strategy? Here’s what to know about the complexity, tax consequences, and timeline—whether you’re donating cash, corporate stock, or an antique automobile.
Financial wellness & planning
January 09, 2023
The prospect of saving for long-term financial planning goals can be overwhelming at times given its enormity and uncertainty. Vanguard’s guide to financial wellness offers a blueprint for achieving financial flexibility to meet both short- and long-term goals.
Portfolio considerations
February 01, 2023
A small commodities position may improve an investor’s outcome while adding resilience to a portfolio.
Financial wellness & planning
December 05, 2023
What are asset managers missing? According to our analysis, it’s what should be step one in the process.
Financial wellness & planning
December 19, 2023
Vanguard’s Julie Virta shared five simple tax tips for new year planning with readers of Kiplinger.
Financial wellness & planning
January 25, 2024
Money is a stressor for many Americans. These tips can reduce the strain this Financial Wellness Month and beyond.
Financial wellness & planning
February 06, 2024
The lasting impact of a father’s disciplined investing on his family and the steps to make such discipline easier.
Financial wellness & planning
February 14, 2024
The start of the year is a great opportunity to get aligned with Vanguard’s four timeless principles for investing success.
Financial wellness & planning
February 29, 2024
Paired with our low-cost funds, advice can be an impactful tool for achieving financial goals, according to Vanguard’s CEO.
Behavioral research
March 11, 2024
A semiannual review of fund industry cash flows finds below-average year-end levels of investors’ risk appetite.
Financial wellness & planning
March 14, 2024
Tax costs can be controlled in many instances. Investors just need to know how.
Financial wellness & planning
May 29, 2024
To celebrate 529 Day, we feature some of our best perspectives to help investors tackle college expenses.
Portfolio considerations
June 26, 2024
This paper explores how investors can build additional wealth through tax savings by using a 529 plan for K–12 tuition.
Financial wellness & planning
July 10, 2024
Vanguard research explores whether investors can build additional wealth by using 529 plans for K–12 tuition.
Financial wellness & planning
July 10, 2024
Vanguard research on setting expectations and maximizing the probability of success when using a tax-loss-harvesting strategy.
Financial wellness & planning
July 16, 2024
Vanguard research considers the key factors for success in a tax-loss harvesting-strategy.
Financial wellness & planning
July 30, 2024
401(k) savers are saving more than ever before, thanks in large part to plan design improvements over the past 20 years.
Financial wellness & planning
September 11, 2024
Investors can employ diversification strategies beyond just asset allocation. Think about taxes and longevity risk, too.
Retirement
February 13, 2025
New Vanguard research says some investors come out on top when claiming Social Security benefits early.
Financial wellness & planning
January 08, 2025
Begin the new year with these resources to help keep your financial planning on track.
Retirement
February 27, 2025
New research shows some investors may benefit by claiming Social Security early.
Financial wellness & planning
March 11, 2025
Secure financial accounts with these essential tips to protect assets and personal information.
Financial wellness & planning
April 29, 2025
Vanguard research highlights the profound impact that emergency savings have on an investor’s financial well-being.
Financial wellness & planning
September 12, 2024
What’s the strategy with the lowest tax liability when making withdrawals from an inherited IRA?
Financial wellness & planning
March 20, 2024
Five financial planning strategies that investors can use throughout the year to lower their tax bill.
Financial wellness & planning
January 11, 2024
Revisit Vanguard research and commentary on financial wellness and time-tested approaches to investing.
Financial wellness & planning
December 13, 2023
Even when tested by fear and uncertainty, Vanguard’s Jon Cleborne says, investors should be mindful of these key ideas.
Behavioral research
July 27, 2023
Our updated research examines saving and investing behavior in 1.9 million 529 plan education savings accounts.
Financial wellness & planning
August 14, 2023
Key components for efficient tax savings: threshold planning, capital gains, income exclusions, and deductions.
Financial wellness & planning
September 15, 2023
The benefits of HSAs aren’t limited to just covering medical expenses, according to updated Vanguard research.
Financial wellness & planning
November 17, 2023
In this paper, Vanguard espouses four simple and enduring principles to help investors achieve long-term success. Goals: Create clear, appropriate investment goals. Balance: Keep a balanced and diversified mix of investments. Costs: Minimize costs. Discipline: Maintain perspective and long-term discipline.
Financial wellness & planning
May 09, 2023
High-income super savers will benefit from new provisions around RMDs, 529 plans, and more.
Financial wellness & planning
May 02, 2023
Those on the road to retirement (or already there) may benefit from one or more of the changes in SECURE 2.0.
Financial wellness & planning
April 25, 2023
New provisions can help young savers who are saving for retirement and also trying to meet nearer-term goals.
Financial wellness & planning
May 12, 2023
Our research explores practical ways to build savings for an emergency while balancing long-term financial goals.
Financial wellness & planning
April 06, 2023
April is Financial Literacy Month. More money know-how increases the likelihood of reaching financial goals.
Financial wellness & planning
March 28, 2023
Our research offers a framework to help maximize wealth by taking advantage of your investment options alongside repaying debt.
Financial wellness & planning
January 30, 2023
Our guide can help investors overcome struggles and develop long-term strategies to maintain financial wellness.
Financial wellness & planning
December 20, 2022
What would Vanguard Chief Investment Officer Greg Davis share with his younger self about investing? Ignore the hot stock and focus on the importance of asset diversification.
Financial wellness & planning
November 09, 2022
Vanguard Financial Advice Model (VFAM) is a new approach to financial planning, assessing combinations of strategies and their relative value for an investor.
Financial wellness & planning
September 22, 2022
Americans donated $471 billion to charitable organizations in 2020. Vanguard research explores the three key elements of a successful giving plan: When to give, what to give, and how to give.
Financial wellness & planning
October 08, 2021
Parents and students face distinct challenges when financing higher education expenses. This research paper discusses financial aid options, tax credits, and 529 savings plans and other savings vehicles, as well as the need to plan strategically and understand how college spending decisions affect one's broader financial situation.
Financial wellness & planning
May 26, 2022
For many families, planning for college costs is a top financial priority. A Byzantine landscape of consumer choices, loans, tuition discounting, and public and private aid, however, makes it difficult to answer key questions like "How much will this cost us?” This is especially so for young families, for whom future spending needs are necessarily vague. Vanguard researchers explore how understanding the dynamics of financial aid and net pricing can help parents set a realistic savings target early on and shape a savings plan that evolves with them.
Notes: All investing is subject to risk, including the possible loss of the money you invest. Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Diversification does not ensure a profit or protect against a loss.
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