Retirement insights

Retiring and relocating typically unlocks $100,000 in home equity for retirement, Vanguard research finds.

Learn why the current fixed income environment is a positive for long-term retirement investors.

There’s a gap between the median IRA balances of women and men, according to our research.

Vanguard research proposes a set of criteria to help employers evaluate their 401(k) match.

A new Vanguard research paper evaluates the match formulas of more than 1,300 employer-sponsored retirement plans.

A look at hybrid annuity target-date funds as a potential solution for participants saving for retirement.

Our research looks at hybrid annuity TDFs—their investment merit and the potential challenges that come with them.

The retirement savings gap has narrowed, but most baby boomers still face shortfalls.

In its 23rd edition, How America Saves provides an in-depth examination of the retirement plan data of nearly 5 million defined contribution plan participants across our recordkeeping business.

A new 401(k) provision may allow for short-term liquidity without sacrificing participants’ retirement outlook. Plan design is the key.

Vanguard research explores the tradeoffs for plan sponsors regarding employee vesting schedules in 401(k) plans.

New Vanguard research says some investors come out on top when claiming Social Security benefits early.  

Vanguard research: a framework to help retirees confront the realities of health care choices and potential costs.

Vanguard’s Fiona Greig discusses the potential benefits and risks of adding private assets to defined contribution plans.

The break-even tax rate takes the guesswork out of Roth conversions—tailoring decisions to each investor’s tax situation.

From rising deferral rates to growing Roth adoption, this year’s data highlight evolving priorities.

Our survey results show that having emergency savings can help participants smooth income shocks and reduce 401(k) leakage.

Nearly half of all people will need to pay for some type of long-term care. Here’s how to plan for it.

A conversation with Vanguard’s head of retirement research on how and when to adapt to life’s inevitable bumps.

Data and insights from our annual report reveal record-high retirement plan participation rates and widespread adoption of professionally managed allocations, despite rising financial stress indicators.

A six-step framework to plan for retirement health care needs, from long-term to unpaid care.

How to build a transition strategy that accounts for health care needs in early retirement. 

Jeff Clark chats about improvements plan sponsors have made to enhance participant outcomes, as well as next steps. 

While a volatility management fund in a TDF might benefit retirement savers, possible challenges must be addressed.

New research shows some investors may benefit by claiming Social Security early.

Vanguard’s Fiona Greig reflects on retirement savings moments that matter.

Vanguard research: A framework to help investors plan for potential retirement health care needs and related costs.

How plan sponsors and consultants can use our How America Saves report to enhance participant retirement readiness.

Vanguard’s Fiona Greig discusses why saving and investing shouldn’t pause because of a job change.

401(k) savers are saving more than ever before, thanks in large part to plan design improvements over the past 20 years.

In a two-part podcast appearance, Vanguard’s head of advice methodology gives his take on savings and retirement.

A Vanguard analysis assesses retirement readiness for a nationally representative sample of American workers.

Sustainable withdrawal rates can vary considerably, depending on the levels of desired bequests, portfolio depletion risk, and asset allocation, highlighting the need for customization rather than relying on a single rule of thumb. Learn more about the feasible ranges.

Understanding your health care priorities and available coverage types can help you choose a Medicare coverage option, according to Vanguard researchers.