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Perspectives and news
Economics and markets
Labor market pulse: Hiring is moderating
Hiring has moderated in recent months, which aligns with employment reports, suggesting a slower summer hiring season.
Our full library of perspectives
Active Fixed Income Perspectives Q3 2024: The high road
We may be approaching a turning point in the economic cycle, historically a good environment for higher-quality bonds.
The "sticky" IRA cash trap
Investing the cash sitting in IRAs could help put millions of Americans on a better path to retirement.
Our investment and economic outlook, July 2024
We survey the global economy and review a potential—and likely false—recession signal.
Research spotlight
Retirement
Liquidity without leakage: How to design emergency expense withdrawals from retirement plans
A new 401(k) provision may allow for short-term liquidity without sacrificing participants’ retirement outlook. Plan design is the key.
Our full library of research
Tax-loss harvesting: Why a personalized approach is important
Vanguard research on setting expectations and maximizing the probability of success when using a tax-loss-harvesting strategy.
It’s elementary: Using 529s to pay for K–12 education
This paper explores how investors can build additional wealth through tax savings by using a 529 plan for K–12 tuition.
How America Saves 2024
In its 23rd edition, How America Saves provides an in-depth examination of the retirement plan data of nearly 5 million defined contribution plan participants across our recordkeeping business.
