NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND DOES NOT INCREASE THE CHANCES OF WINNING.

1. Sponsor: The Vanguard Group, Inc., 100 Vanguard Blvd., Malvern, PA 19355 

2. Eligibility: The Vanguard Gratitude Giveaway Sweepstakes (the “Sweepstakes”) is open only to legal residents of the fifty (50) United States and the District of Columbia, Puerto Rico, and the United States Virgin Islands who are at least eighteen (18) years old at the time of entry. You (the “Entrant”) must be 18 years or older on the day you enter the Sweepstakes to win a prize. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited. Employees and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside), and those living in their same households, whether or not related, and Sponsor’s, affiliates, subsidiaries, representatives, consultants, contractors, legal counsel, advertising, public relations, promotional fulfillment, marketing and promotion agencies, website providers, webmasters along with the officers, directors, owners, members, agents and employees of each of them, and companies involved in the implementation and execution of the Sweepstakes (and their respective parents), and employees and their immediate families of registered national securities associations or security exchanges are not eligible to enter or win. Participation constitutes Entrant’s full and unconditional agreement to these Official Rules. Sponsor’s decisions are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.

3. Sweepstakes Periods: There are four (4) Sweepstakes periods as defined by the chart below (each a “Sweepstakes Period”). Sponsor’s computer clock is the official timekeeping device in the Sweepstakes. 

4. How to Enter: Sponsor will post a question to its Instagram feed @vanguardgroup with a caption directing potential Entrants to answer the question as a comment to the Sweepstakes Post for the applicable Sweepstakes Period (the “Sweepstakes Post”). The Entrant must be following @vanguardgroup to the enter. Limit one (1) entry per person/Instagram account for the duration of the applicable Sweepstakes Period. Comments that include any profanity, are disparaging or otherwise violate Sponsor’s community guidelines will not be eligible.

You may create an Instagram account by accessing Instagram at http://www.instagram.com and following the instructions to create an account for free. Information you provide to Instagram to open an account is subject to Instagram’s privacy policy, located at http://instagram.com/about/legal/privacy/.

5. Winner Selection and Notification: On or about the Winner Selection Date, Sponsor will randomly select the potential Sweepstakes winner(s) (each a “Selected Entrant”) from all eligible entries received during the applicable Sweepstakes Period. Odds of winning depend on the number of eligible entries received. Selected Entrants who are not following Sponsor’s Instagram account (@vanguardgroup) at the time of selection will be disqualified. Selected Entrant will be notified by a direct message sent from Sponsor’s Instagram account (@vanguardgroup) to the Selected Entrant’s Instagram account, indicating that an entry has been selected as a Selected Entrant (the “Winner Notification”). Please check your Instagram direct message inbox on or about three (3) business days after Winner Selection Date. If a Selected Entrant cannot be reached via the Instagram account submitted at the time of entry within seventy-two (72) hours of first Winner Notification attempt, the Selected Entrant will be disqualified. Selected Entrant may be required to sign an Affidavit of Eligibility/Prize Acceptance/Liability and, where permitted, a Publicity Release and submit to Sponsor within three (3) business days from the first day of attempted Winner Notification in order to claim a prize. When all Sponsor documentation is properly executed and returned within the specified time period, and Selected Entrant is otherwise in compliance with the Official Rules, Selected Entrant will be confirmed as a Sweepstakes winner. Entrants that are not selected for a Sweepstakes Period will not be rolled over to subsequent Sweepstakes Periods.  

Sponsor shall have no liability for a Selected Entrant’s failure to receive notices due to Selected Entrants’ security settings or for Selected Entrants’ provision of incorrect or otherwise non-functioning contact information. If the Selected Entrant cannot be contacted, is ineligible, fails to claim the prize within seventy-two (72) hours from the time Winner Notification was sent, prize may be forfeited, and an alternate winner selected. The receipt by the winner of the prize offered in each Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. Any violation of these Official Rules by any winner (at Sponsor’s sole discretion) will result in such winner’s disqualification as winner of the Sweepstakes and all privileges as winner will be immediately terminated.

6. Prize: At the conclusion of each Sweepstakes Period, forty (40) winners will receive Vanguard branded drinkware. The Total Approximate Retail Value (“ARV”) of each price is fifteen dollars ($15).

Prizes are non-transferable, with no cash redemptions, equivalents or substitutions except at Sponsor’s sole and absolute discretion. All prize details not specified in these Official Rules will be determined in Sponsor’s sole and absolute discretion. Prize details and availability are subject to change and prize provider’s rules and restrictions, and in the event that Sponsor is unable to provide a winner with their prize, the Sponsor may elect, to provide winner(s) with the approximate value of such item in cash or award an alternate prize of comparable or greater value. As permitted by applicable law, all prizes are awarded “AS IS” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose, except to the extent of any valid Suppliers’ warranty, if applicable, for which the supplier and not the Sponsor is responsible). Prize winners will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prize(s) they receive, regardless of whether it, in whole or in part, are used. The total ARV of the prizes is based on available information provided to Sponsor and the value of any prize awarded to a winner may be reported for tax purposes as required by law. The winner may be required to provide Sponsor with a valid social security number or tax identification number or W9 form for tax reporting purposes before the prize will be awarded.

7. Rights Granted by you: By entering each Sweepstakes you understand that anyone acting on behalf of Sponsor or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the world, your entry, including, without limitation, the entry and winner’s name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

8. General Conditions: Sponsor reserves the right, in its sole discretion, to cancel, terminate, suspend and/or modify the Sweepstakes, if any fraud, technical failures, human error, or any other factor impairs the integrity or proper functioning of the Sweepstakes, or any event or cause beyond Sponsor’s control (e.g. events such as natural calamities, national emergencies, wide spread illnesses, declarations of war, acts of God, acts of terrorism) interferes with any aspect of the Sweepstakes, including but not limited to fulfillment of the prize(s), as determined by Sponsor in its sole discretion. In such event, Sponsor, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance and may modify the prizes offered herein. Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Official Rules and any other Sponsor’s policies.

Sponsor has the right, in its sole discretion, to maintain the integrity of each Sweepstakes, to void entries for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by sweepstakes rules; or the use of bots, macros or scripts or other technical means for entering. Any attempt by an Entrant to deliberately damage any web site or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

9. Release: By participating in each Sweepstakes, Entrants, and Selected Entrant (and their parent(s)/legal guardian(s) if Entrants/winner are minors) agree to release, discharge and hold harmless, Sponsor and their affiliates, subsidiaries, and advertising, contest, fulfillment and marketing agencies (all of such entities, including, but not limited to, Sponsor, are collectively referred to herein as the, “Released Parties”) from any and all damages whether direct or indirect, which may be due to or arise out of participation in the Sweepstakes or any portion thereof, or the acceptance, use/misuse or possession of any prize (or activity related thereto). As a condition of entering any Sweepstakes, Entrants, and Selected Entrant agree that (1) under no circumstances will Entrant and/or Selected Entrants be permitted to obtain awards for another person, and Entrant and/or Selected Entrant hereby waives all rights to claim punitive, incidental, consequential or any other damages, and any claims, judgments or awards shall be limited to actual out-of-pocket expenses; (2) all causes of action arising out of or connected with each Sweepstakes, or any prize awarded, shall be resolved individually, without resort to any form of class action; and (3) in no event will any Entrant and/or Selected Entrant be entitled to receive attorneys’ fees. By entering each Sweepstakes, Entrants and/or Selected Entrants agree to release, indemnify and hold harmless Released Parties and each of their respective parent, subsidiary and affiliated entities as well as the successors, assigns and licensees of each and the respective officers, directors, agents, employees, shareholders, contractors and representative of each, from any and all claims, expenses, damages, (including reasonable attorneys fees), or liability for any injury, loss, or damage of any kind to persons (including, but not limited to, death), and property, whether direct or indirect, which may be due to or arise out of participation in the Sweepstakes or any portion thereof; a breach or allegation which if true would constitute a breach of any of Entrant’s and/or Selected Entrant’s representations, warranties or obligations herein; or the acceptance, use/misuse or possession of prize(s), or any prize-related activity. Entrants and/or Selected Entrant waive all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

10. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by Entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human error which may occur in the administration of the Sweepstakes or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from Entrant’s participation in the Sweepstakes or receipt or use or misuse of any prize. If for any reason an Entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, Entrant’s sole remedy is another entry in the Sweepstakes, if it is possible. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.

11. Disputes: Each sweepstakes is governed by the laws of the United States and the Commonwealth of Pennsylvania, without respect to conflict of law doctrines. As a condition of participating in any Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with any such Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before the United States District Court for the Eastern District of Pennsylvania or the appropriate Pennsylvania State Court located in Chester County, Pennsylvania. Further, in any such dispute, under no circumstances will a participant be permitted to obtain awards for another person, and such participant hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys’ fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering any such Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

12. Entrant’s Personal Information: Information collected from Entrants is subject to Sponsor’s Privacy Policy at https://investor.vanguard.com/trust-security/privacy-center/online-privacy-notice. Survey and Study responses are confidential and will be used only in anonymous, statistical summaries. Participants will not be asked to buy anything based on participation, and personally identifiable information will not be shared with any third party.

13. Winner’s List/Official Rules: To obtain a list of prize winners (available after 12/18/2024), or a copy of these Official Rules, send a self-addressed, stamped #10 envelope to:

Attn: Corporate Social Media Team – 1482B
Vanguard
P.O. Box 2600
Valley Forge, PA 19482-2600

Please specify Vanguard Gratitude Giveaway on the outer envelope. Vermont residents may omit return postage. All requests must be received by 12/31/2024.

THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH INSTAGRAM.