This Site is owned and operated by The Vanguard Group, Inc., and all of its subsidiaries and affiliates (collectively, "Vanguard").
Third-Party Content. The Site may provide third-party content ("Third-Party Content"), which Vanguard believes is obtained from reliable sources. Vanguard, however, does not guarantee and is not responsible for the accuracy, timeliness, completeness, or suitability for use of such Third-Party Content. Further, Vanguard is not responsible for and does not prepare, edit, or endorse the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink.
Timeliness of Content. All content on this Site is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. You are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
No Investment Advice. Content developed by Vanguard or third parties contained on this Site should not be considered by you or others as legal, tax, investment, or other advice. Nothing contained on the Site or any Content constitutes a solicitation or recommendation by Vanguard or a third party to buy or sell any securities or other financial instruments. You alone will bear the sole responsibility of evaluating the merits and risks associated with your use of such Content when using the Site or taking any action related to your account.
Notices. Products and services provided to you through this Site may involve the electronic transmission, including via any email address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials, and you consent to such transmission.
Intellectual Property. Content contained on this Site is owned or licensed by Vanguard and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is made available solely for your personal, noncommercial use.
Pursuant to Section 512(c)(2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, Vanguard designates an agent as described below to receive notifications of claimed copyright infringement by mail: Pamela Crocker, Senior Counsel, The Vanguard Group, Inc., P.O. Box 2600, V-26, Valley Forge, PA 19482-2600. The designated copyright agent can also be reached by telephone at (610) 669-6100 and by email at email@example.com.
Compliance with Laws/International Use. You agree to comply with all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site. Each investment product and service referred to on this Site is intended to be made available only to U.S. residents. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. Persons residing outside the United States are invited to visit Vanguard's website for non-U.S. investors for more information about products and services available to them.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, VANGUARD AND ITS DIRECTORS, OFFICERS, AND EMPLOYEES ("VANGUARD PARTIES") AS WELL AS ITS AGENTS, LICENSORS, ANY THIRD-PARTY CONTENT PROVIDERS AND VENDORS ("THIRD PARTIES") EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY WITH RESPECT TO (I) THE SITE; (II) CONTENT, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, CONTENT, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, CONTENT, PRODUCTS, OR SERVICES.
FURTHER, THE VANGUARD PARTIES AND ITS THIRD PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY CONTENT, PRODUCTS, OR SERVICES AVAILABLE THROUGH THE SITE.
EXCEPT AS PROVIDED BY LAW, NEITHER THE VANGUARD PARTIES NOR ITS THIRD PARTIES HAVE ANY RESPONSIBILITY TO MAINTAIN THE CONTENT, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.
TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.
Limitation of Liability
YOU ACCESS AND USE CONTENT AVAILABLE ON OR THROUGH THIS SITE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER OR OTHER EQUIPMENT OR LOSS OF DATA THAT MAY RESULT FROM SUCH ACCESS OR USE.
VANGUARD PARTIES AND ITS THIRD PARTIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS, ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF VANGUARD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF VANGUARD AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.
Revised October 12, 2020