Vanguard has a client-centric culture that motivates us to provide advice, investments, and retirement services that truly meet investor needs. We share insights that add clarity amid the noise.
Investors’ long-term success is tied to both the investments they use and the advice they receive. We believe advice should be tailored to investors’ needs, put their interests first, and offered at a reasonable cost.
Because our investors are our owners, we can focus on the long term rather than quarterly results.1 And we can consistently pass along economies of scale and lower the cost of investing, so our owners keep more of their potential returns.
Vanguard helps individuals, institutions, and financial advisors meet the challenges of retirement. We help individuals with everything from getting started on the road to retirement to generating sustainable income once they get there. We offer companies world-class retirement plans to help them attract and retain employees. And we help advisors serve the retirement needs of individuals and small businesses.
Vanguard shares its perspectives through both long-form research, which is generally intended for investment professionals, and short-form commentaries intended for a wide audience of investors and industry participants. We seek, through our communications, to help investors make better investment decisions, to provide context on economic and financial market trends, and to be an effective advocate for improvements in the investment industry.
1 Vanguard is owned by its funds, which are owned by Vanguard's fund shareholder clients.
Notes:
All investing is subject to risk, including the possible loss of the money you invest.
While we seek to put our clients' interests first, we have sought to identify potential conflicts where interests and incentives differ, and we seek to disclose such conflicts or situations to you. Like other advisors, we are incentivized to recommend our programs and services over other third-party financial services solutions and products. You should consider carefully which of our services is appropriate for you and whether other products may be more suitable or appropriate. Note that advisors are not required to recommend the lowest-cost solution.
Vanguard’s advice services are provided by Vanguard Advisers, Inc. (“VAI”), a registered investment advisor, or by Vanguard National Trust Company (“VNTC”), a federally chartered, limited-purpose trust company.
The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI’s Form CRS and each program’s advisory brochure here for an overview.
VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.