Advice
Delivering powerful advice
We believe advice should be tailored to investors’ needs, put their interests first, and be offered at a reasonable and transparent all-in fee. We meet those standards in all the advice services we offer.
Advice tailored to investors’ needs
For personal investors: Personalized advice with the goal to give you a better chance for investing success
Vanguard Personal Advisor Services®
This advice service offers individual investors ongoing collaboration with our Certified Financial Planner™ (CFP®) professionals. Our advisors work closely with their clients to create personalized plans and help them stick with those plans over the long term. Estate and tax planning, personal trust services, and other wealth management services are available for ultra-high-net-worth investors.
Vanguard Digital Advisor®
This advice service offers individual investors professional, automated money management. Our robo-advisor is powered by our proven investment methodology and invests client assets in our well-diversified exchange-traded funds. It keeps portfolios balanced and in line with clients’ time horizons and tolerance for risk.
For institutions: 21st-century advice for today’s plan sponsors
Vanguard Participant Advice Services
This advice service benefits workers who invest through employer-sponsored retirement plans. Our participant experience is customized to seamlessly focus participants on their next best action toward retirement readiness.
Vanguard Institutional Investor Services
This advice service partners with the sponsors of defined contribution retirement plans to evaluate investment offerings and deliver custom investment solutions.
Vanguard Institutional Advisory Services
This is Vanguard's outsourced chief investment officer (OCIO) service, which helps nonprofit organizations and pension plans invest assets and navigate shifts in the regulatory and legal environment.
Notes:
All investing is subject to risk, including the possible loss of the money you invest.
Diversification does not ensure a profit or protect against a loss.
Vanguard’s advice services are provided by Vanguard Advisers, Inc. (“VAI”), a registered investment advisor, or by Vanguard National Trust Company (“VNTC”), a federally chartered, limited-purpose trust company.
The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI’s Form CRS and each program’s advisory brochure here for an overview.
VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
