Megatrends: What AI's transformational prospects may mean for the economy.
Perspectives and news
Monthly outlook
Our investment and economic outlook, January 2025
We outline our baseline scenario for the U.S. economy in 2025 and four alternative scenarios.
Our full library of perspectives
Investor Pulse: Both optimism and uncertainty about 2025
Investors remain positive despite concerns about growth and inflation, per the latest Investor Expectations Survey.
Think differently about global diversification
U.S. stocks’ outperformance may raise doubts about global diversification, but there’s a fallacy in that argument.
Look at the bigger equity picture: AI beyond tech
According to Vanguard’s Joe Davis, broader U.S. equity markets are the main beneficiaries of AI-driven growth.
Research spotlight
Economics and markets
Vanguard economic and market outlook for 2025: Beyond the landing
Positive after-inflation returns will likely prevail, but tension grows between momentum and valuation for equities.
Our full library of research
The rebalancing edge: Optimizing target-date fund rebalancing through threshold-based strategies
Our TDF threshold-based rebalancing methodology can generate higher annual returns with reduced transaction costs.
Time-varying asset allocation: Vanguard’s approach to dynamic portfolios
Want to grow wealth over time? This medium-term forecast model may increase your chance of investment success.
Job transitions slow retirement savings
Job changes often come with higher pay but a lower saving rate. Our research shows how 401(k) plan sponsors and policy makers can help workers keep their savings momentum.
