How Vanguard looks at retirement security.
Perspectives and news
Expert insight
The global 60/40 portfolio: Steady as it goes
After losses in 2022, returns for the 60/40 portfolio are again positive, reaffirming this allocation’s benefits.
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Our investment and economic outlook, October 2024
We survey the global economy and highlight a sign of healthy balance in the U.S. labor market.
Job switches shouldn't slow retirement savings
Vanguard’s Fiona Greig discusses why saving and investing shouldn’t pause because of a job change.
Finding neutral: The path to an economy in balance
Expect to hear more about r-star, or the neutral rate of interest, as the Fed recalibrates its monetary policy.
Research spotlight
Portfolio considerations
Time-varying asset allocation: Vanguard’s approach to dynamic portfolios
Want to grow wealth over time? This medium-term forecast model may increase your chance of investment success.
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Job transitions slow retirement savings
Job changes often come with higher pay but a lower saving rate. Our research shows how 401(k) plan sponsors and policy makers can help workers keep their savings momentum.
The Vanguard Asset Allocation Model: An investment solution for active-passive-factor portfolios
Unlike others, our model explicitly assesses risk-return trade-offs across alpha, systematic, and factor risk dimensions.
Making the implicit explicit: A framework for constructing active-passive portfolios
Our updated paper outlines a framework for deciding the optimal active-passive allocation based on four key variables.
