Percentage of outstanding auto loans with delinquencies, by borrowers’ credit score
Three lines marked subprime, nonprime, and prime indicate the percentage of monthly disqualifications the six-year period through 2023. The subprime line starts at 3.25% and ends at 6.29% but is extremely volatile in between. The nonprime line is somewhat less volatile, starting at 1.21% and ending at 3.16%. The prime line is relatively flat stable by comparison, starting at 0.19% and ending at 0.41%