A two-panel line chart comparing outcomes with and without a Roth conversion strategy. The title reads “A Roth conversion strategy can help reduce tax payments and increase wealth.”
“After-tax wealth with and without a Roth conversion strategy.” The label reads “Median after-tax wealth.” The Y-axis shows values from $0 to $3M, gridlines every $0.5M. The X-axis shows age from 62 to 100, labeled at 62, 70, 80, 90, and 100. Two lines are shown: “Convert up to the 15% capital gains bracket annually” (solid teal line) starts at approximately $1.75M at age 62, rises to approximately $2M at age 70, continues rising to approximately $2.5M at age 80, approximately $2.7M at age 90, and approximately $2.9M by age 100. “No Roth conversions” (dashed orange line) starts at approximately $1.75M at age 62, rises to approximately $2M at age 70, approximately $2.1M at age 80, approximately $2.3M at age 90, and approximately $2.5M by age 100.