A bar graph shows explanations for why IRA holders stayed in cash after rolling over their 401(k) assets. The reasons and accompanying percentages of respondents are: “Do not realize how their assets are invested” at 68%, “Believe IRA contributions are automatically invested” at 48%, “Prefer a cash-like investment” at 35%, “Feel overwhelmed by the number of IRA investment options” at 27%, and “Never got around to investing it” at 15%.