Policy research

A trusted resource for policymakers

Our unique investor focus makes Vanguard a trusted resource for policymakers on key issues affecting markets and investors. In support of our mission to take a stand for all investors, treat them fairly, and give them the best chance for investment success, our public policy research offers objective insights and analysis to assist public-policy makers in developing solutions.

Evidence-based perspectives for policymakers

Evidence-based perspectives for policymakers

Vanguard produces research that offers data, analysis, and perspectives to support evidence-based policymaking. In doing so, we are not advocating for a particular public policy, but rather providing information that might help policymakers design solutions in pursuit of their objectives.

Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Improving retirement outcomes by default: The case for an IRA QDIA

Improving retirement outcomes by default: The case for an IRA QDIA

The prevalence, causes, and long-term costs of uninvested assets and how a target-date fund default for IRAs could help.

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Plants growing out of glass beakers with a green background.
Plants growing out of glass beakers with a green background.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Improving retirement outcomes by default: The case for an IRA QDIA

The case for an IRA QDIA

The prevalence, causes, and long-term costs of uninvested assets and how a target-date fund default for IRAs could help.

Open PDF
Plants growing out of glass beakers with a green background.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Baby bonds: Design principles for inclusive wealth building

Baby bonds: Design principles for inclusive wealth building

Key considerations for Baby Bonds programs include the scope of access, portfolio construction, and flexibility.

Open PDF
Plants growing out of glass beakers with a green background.
Plants growing out of glass beakers with a green background.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Baby bonds: Design principles for inclusive wealth building:

The case for an IRA QDIA

Key considerations for Baby Bonds programs include the scope of access, portfolio construction, and flexibility.

Open PDF
Plants growing out of glass beakers with a green background.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Assessing U.S. fiscal space

Assessing U.S. fiscal space

With concerns increasing about government debt, Vanguard estimates the maximum federal debt burden in the United States.

Open PDF
Plants growing out of glass beakers with a green background.
Plants growing out of glass beakers with a green background.
Plants growing out of beakers.
Plants growing out of beakers.
Plants growing out of beakers.

Assessing U.S. fiscal space

The case for an IRA QDIA

With concerns increasing about government debt, Vanguard estimates the maximum federal debt burden in the United States.

Open PDF
Plants growing out of glass beakers with a green background.
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